Ndun, J., Novi Theresia Kiak, & Maria I. H Tiwu. (2025). PERAN PERBANKAN TERHADAP USAHA MIKRO KECIL DAN MENENGAH DI KOTA KUPANG DAMPAK COVID-19 (STUDI KASUS BANK NTT KCU). Journal of Innovation Research and Knowledge, 5(2), 1731–1744. https://doi.org/10.53625/jirk.v5i2.10635