MASRIN GAFAR. EFEKTIVITAS PELAYANAN NASABAH MELALUI PENGGUNAANAPLIKASI PEGADAIAN DIGITAL SERVICE (PDS)PADA PT. PEGADAIAN CABANG TOLITOLI. Jurnal Cakrawala Ilmiah, [S. l.], v. 3, n. 12, p. 3475–3482, 2024. Disponível em: https://mail.bajangjournal.com/index.php/JCI/article/view/8347. Acesso em: 6 jul. 2025.